I was able to get inside my BDO online banking by doing the 'Forgot Password' link. And I went through remembering the 2 secret questions, getting the 1-time password they sent to my Mobile, and changing it on the site.
Whew! (give myself a pat on the back!) For me, that's an accomplishment ... coz I really hate going through all these hassles of just opening up a webpage. (sigh!)
But that's how much I love you! (chos!) For the sake of those who have been repeatedly asking me how, here goes: